Terms & Conditions
Last updated: January 15, 2026
These Terms and Conditions (hereinafter, the "Terms") govern access to and use of the real estate crowdlending platform operated by Enqoventa S.A. (hereinafter, "Enqoventa," "we," or "the Company"), with address at Av. del Libertador 6250, Floor 8, Office B, C1428ARS, Ciudad Autónoma de Buenos Aires, Argentine Republic, CUIT 30-71892456-3, registered with the General Inspection of Justice under No. 14,827, Book 98 of Corporations.
1. Acceptance of Terms
By accessing and using the platform enqoventa.com (the "Site"), you accept these Terms in their entirety. If you do not agree with any of their provisions, we ask that you do not use the Site. Continued use of the Site after any modification of these Terms constitutes your acceptance thereof.
2. Description of the service
Enqoventa operates a digital real estate crowdlending platform that connects investors with real estate development projects in Argentina. Through the platform, users can review available projects, make capital contributions, and track the progress of construction work. Enqoventa acts as a facilitating intermediary and does not guarantee specific returns on investments made.
3. Registration and user account
To use the platform's investment services, you must create an account by providing truthful, complete, and up-to-date information. You are responsible for maintaining the confidentiality of your access credentials and for all activities carried out under your account. You must be over 18 years of age and reside in the Argentine Republic or in a country from which access to the platform is legally permitted. Enqoventa reserves the right to suspend or cancel accounts that do not comply with these requirements or that present suspicious activity.
4. Investments and risks
Investments made through Enqoventa carry inherent risks related to the real estate market and construction projects. The estimated returns published on the platform are projections and do not constitute guarantees of performance. Factors such as construction delays, regulatory changes, market fluctuations, and general economic conditions may affect investment results. By investing, you declare that you understand and accept these risks, and that the invested capital does not come from illicit activities.
5. User obligations
As a platform user, you commit to: using the Site solely for lawful purposes and in accordance with these Terms; providing truthful information and keeping it updated; not engaging in activities that could damage, overload, or compromise the platform's operation; not attempting to access other users' accounts or restricted areas of the Site; complying with all applicable laws and regulations, including tax and anti-money laundering regulations.
6. Intellectual property
All content on the Site, including but not limited to texts, designs, logos, images, software, and databases, is the property of Enqoventa or its licensors and is protected by the intellectual property laws of the Argentine Republic and applicable international treaties. Reproduction, distribution, modification, or any other unauthorized use of the content without the prior written consent of Enqoventa is prohibited.
7. Limitation of liability
Enqoventa does not guarantee the uninterrupted availability of the Site or the absence of errors. To the maximum extent permitted by law, Enqoventa shall not be liable for direct, indirect, incidental, special, or consequential damages arising from the use or inability to use the platform, including but not limited to financial losses resulting from investments made through the Site.
8. Modifications to the Terms
Enqoventa reserves the right to modify these Terms at any time. Modifications will be published on the Site and, in the case of substantial changes, we will notify you by email. Continued use of the platform after publication of modifications constitutes your acceptance of the updated Terms.
9. Applicable law and jurisdiction
These Terms are governed by the laws of the Argentine Republic. For any dispute arising from the use of the platform or the interpretation of these Terms, the parties submit to the exclusive jurisdiction of the ordinary courts of the Ciudad Autónoma de Buenos Aires, waiving any other forum or jurisdiction that may correspond to them.
10. Contact
For inquiries about these Terms and Conditions, you can contact us at: Enqoventa S.A., Av. del Libertador 6250, Floor 8, Office B, C1428ARS, Ciudad Autónoma de Buenos Aires, Argentina. Email: legal@enqoventa.com. Phone: +54 11 5263-8840.